Do I Need to Replace My Roof After Hail Damage in Calgary?
After a hailstorm, many Calgary homeowners ask the same question.
Do I actually need to replace my roof, or can it be repaired?
The answer depends on the type of damage, the age of the roof, and how widespread the hail impact is.
This article explains how hail affects roofing systems, when replacement is necessary, and how homeowners in Calgary and Airdrie can make an informed decision.
This information is for general education only and does not replace a professional roof inspection.
How Hail Damages Roofing Systems
Hail damages roofs in different ways depending on hail size, wind speed, and roof condition.
Common hail damage includes:
Granule loss on asphalt shingles
Bruising beneath the shingle surface
Cracks or fractures in shingles
Damaged ridge caps and roof vents
Dented flashing, gutters, and metal components
Some hail damage is visible immediately.
Other damage weakens the roof and causes problems later.
Why Hail Damage Is Often Missed
Many homeowners assume hail damage will cause instant leaks.
In reality, hail often shortens the lifespan of the roof without immediate water penetration.
This can lead to:
Leaks months or years later
Premature roof failure
Reduced wind resistance
Voided manufacturer warranties
Delayed damage is one of the biggest risks of untreated hail impact.
When Roof Replacement Is Usually Required
Roof replacement is often necessary when:
Hail damage is widespread across multiple roof slopes
Granule loss exposes the asphalt base layer
Shingles are cracked or fractured
The roof is near the end of its service life
Insurance coverage applies based on damage assessment
In these cases, repair is usually not a long-term solution.
When Roof Repairs May Be Enough
In some situations, repairs may be possible.
This is more likely when:
Damage is limited to a small area
The roof is relatively new
Shingles are still structurally sound
No underlying decking damage exists
A professional inspection is required to confirm this.
Does Insurance Cover Hail Damage in Calgary?
Most homeowner insurance policies in Alberta cover hail damage.
Coverage depends on:
Policy terms
Roof age
Deductibles
Condition before the storm
An inspection and documentation are typically required for a claim.
Insurance decisions are based on damage, not appearance.
What Homeowners Should Do After a Hailstorm
Avoid rushing into repairs.
Do not sign agreements under pressure.
Document visible damage if it is safe to do so.
Arrange for a professional roof inspection.
Review your insurance policy and claim deadlines.
Proper assessment protects both your roof and your claim.
How Long Can You Wait After Hail Damage?
Some damage does not cause immediate leaks.
However, waiting too long can:
Worsen underlying damage
Create issues during insurance claims
Increase repair costs later
Early inspection is the safest approach.
Final Thoughts for Calgary and Airdrie Homeowners
Not every hail-damaged roof needs immediate replacement.
However, ignoring hail damage can lead to bigger problems over time.
Understanding the difference between repairable damage and replacement-level damage helps homeowners protect their investment.
If you are unsure whether your roof needs repair or replacement after a hailstorm, a professional assessment provides clarity and peace of mind.
Looking for a licensed contractor to assess hail damage to your roof in Calgary or Airdrie?
Contact Ultron Services – General Contractor.
Phone: 587-600-3129
Ultron Services – General Contractor
After a hailstorm, many Calgary homeowners ask the same question.
Do I actually need to replace my roof, or can it be repaired?
The answer depends on the type of damage, the age of the roof, and how widespread the hail impact is.
This article explains how hail affects roofing systems, when replacement is necessary, and how homeowners in Calgary and Airdrie can make an informed decision.
This information is for general education only and does not replace a professional roof inspection.
How Hail Damages Roofing Systems
Hail damages roofs in different ways depending on hail size, wind speed, and roof condition.
Common hail damage includes:
Granule loss on asphalt shingles
Bruising beneath the shingle surface
Cracks or fractures in shingles
Damaged ridge caps and roof vents
Dented flashing, gutters, and metal components
Some hail damage is visible immediately.
Other damage weakens the roof and causes problems later.
Why Hail Damage Is Often Missed
Many homeowners assume hail damage will cause instant leaks.
In reality, hail often shortens the lifespan of the roof without immediate water penetration.
This can lead to:
Leaks months or years later
Premature roof failure
Reduced wind resistance
Voided manufacturer warranties
Delayed damage is one of the biggest risks of untreated hail impact.
When Roof Replacement Is Usually Required
Roof replacement is often necessary when:
Hail damage is widespread across multiple roof slopes
Granule loss exposes the asphalt base layer
Shingles are cracked or fractured
The roof is near the end of its service life
Insurance coverage applies based on damage assessment
In these cases, repair is usually not a long-term solution.
When Roof Repairs May Be Enough
In some situations, repairs may be possible.
This is more likely when:
Damage is limited to a small area
The roof is relatively new
Shingles are still structurally sound
No underlying decking damage exists
A professional inspection is required to confirm this.
Does Insurance Cover Hail Damage in Calgary?
Most homeowner insurance policies in Alberta cover hail damage.
Coverage depends on:
Policy terms
Roof age
Deductibles
Condition before the storm
An inspection and documentation are typically required for a claim.
Insurance decisions are based on damage, not appearance.
What Homeowners Should Do After a Hailstorm
Avoid rushing into repairs.
Do not sign agreements under pressure.
Document visible damage if it is safe to do so.
Arrange for a professional roof inspection.
Review your insurance policy and claim deadlines.
Proper assessment protects both your roof and your claim.
How Long Can You Wait After Hail Damage?
Some damage does not cause immediate leaks.
However, waiting too long can:
Worsen underlying damage
Create issues during insurance claims
Increase repair costs later
Early inspection is the safest approach.
Final Thoughts for Calgary and Airdrie Homeowners
Not every hail-damaged roof needs immediate replacement.
However, ignoring hail damage can lead to bigger problems over time.
Understanding the difference between repairable damage and replacement-level damage helps homeowners protect their investment.
If you are unsure whether your roof needs repair or replacement after a hailstorm, a professional assessment provides clarity and peace of mind.
Looking for a licensed contractor to assess hail damage to your roof in Calgary or Airdrie?
Contact Ultron Services – General Contractor.
Phone: 587-600-3129
Ultron Services – General Contractor